Sponcered Post
As most of you know I am desperate to stay at home with the boys for as long as I can, so menu plan every week and we keep a close eye on our spending.
One of the things that I do have to make sure I do and which often slips through the net is to check the costs of annual payments or things that we pay by direct debit.
We have made a £6 a month saving on our gas and electric this month, just by making one phone call to our provider, who offered a better deal with no lock in.
We also make sure that we get car insurance quotes and not only by using the comparison sites, but also by ringing up a number or checking their web sites.
Other Ad Hoc Payments
Breakdown cover, often also available by your car insurance company
Mobile telephone and broadband
Land-line, many mobile companies also now offer this
Sky TV - they keep offering us 3 months movies half price
Home and Contents Insurance, shop around, you do not have to stay with your mortgage provider.
My biggest advise though is to use cash, have a budget and stick to it. I have said before I do this with my Budget Pouches.

























